We offer instalment payment through two financing partners — Inbank and ESTO.
Decisions are made on average in less than 1 minute.
Inbank instalment payment
Inbank instalment payment allows you to turn a large one-time expense into a small monthly cost and pay for products and services in instalments. Take more time to pay and spread the purchase amount over up to 6 years. The first payment is due only after one month.
Advantages of Inbank instalment payment:
A flexible solution for larger expenses
You choose the instalment amount
You choose the instalment period
You choose the payment date
Response to the application within a minute
Terms of Inbank promotional instalment offer:
Amount: €100–10,000
Period: 6 months
Down payment: €0
Interest: 0%
Contract fee: 4% of the purchase amount
Monthly administration fee: €0
The annual percentage rate of charge for Inbank instalment credit is 15.04% under the following sample conditions: credit amount €750, contract period 6 months, interest rate 0% of the purchase amount, contract fee €30, down payment €0, monthly administration fee €0, monthly instalment €130, total cost of credit €780. The service is provided by AS Inbank Finance. Before entering into the agreement, we recommend that you ознакомиться with the terms and conditions of the financial service and, if necessary, consult a specialist.
Terms of standard Inbank instalment payment:
Amount: €100–10,000
Period: 3–72 months
Down payment: €0
Interest: 5.9%
Contract fee: €0
Monthly administration fee: 0.1% of the purchase amount
Applying for Inbank instalment payment is easy!
The annual percentage rate of charge for Inbank instalment credit is 13.54% under the following sample conditions: credit amount €1,200, contract period 36 months, interest rate 5.9% of the purchase amount, contract fee €0, down payment €0, monthly administration fee €1.2, monthly instalment €40.66, total cost of credit €1,463.47. The service is provided by AS Inbank Finance. Before entering into the agreement, we recommend that you familiarize yourself with the terms and conditions of the financial service and, if necessary, consult a specialist.
For questions, contact Inbank customer support at info@inbank.ee or call +372 640 8080.
ESTO instalment payment
ESTO instalment payment is a flexible payment solution that allows you to split the payment conveniently into monthly instalments. Divide the purchase amount over a period that suits you best. You can choose the repayment period and the size of the down payment when completing the purchase by selecting ESTO instalment payment at checkout.
Use ESTO instalment payment in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market:
https://esto.eu/ee/esto-market
How to use ESTO instalment payment?
Add the necessary products to your shopping cart.
Choose ESTO instalment payment as the payment method at checkout.
Select your preferred repayment period between 3 and 60 months.
You will receive a decision in real time.
In case of a positive decision, digitally sign the agreement using an ID card, Smart-ID or Mobile-ID.
ESTO instalment payment is offered and managed by ESTO AS. The annual percentage rate of charge for ESTO AS instalment credit is 23.63% per year under the following sample conditions: credit amount EUR 1,490, cost of goods/services EUR 1,490, down payment 0%, fixed interest rate 11.90%, contract fee EUR 0, total credit amount and total repayment amount EUR 1,844.64, assuming the credit is repaid over 24 months in equal monthly instalments of EUR 76.86. Before entering into the agreement, please review the terms and conditions and consult a specialist if necessary. Instalment payment is offered and managed by ESTO AS.
WHAT IS ESTO?
ESTO is the most preferred provider of payment solutions in the Baltics, making merchants’ sales processes and consumers’ shopping experiences revolutionarily simple and seamless. ESTO has more than 500,000 active customers across the Baltics and more than 3,000 partner stores. ESTO’s mission is to help partners sell and customers buy.
If you need assistance, contact an ESTO AS representative at info@esto.ee or visit:
https://esto.eu/ee/kliendile-klienditugi
